cost/quotecost/quote

Announced 12 July 2026

Government-backed business funding has been expanded

The Growth Guarantee Scheme is administered by the British Business Bank on behalf of the Secretary of State for Business and Trade.

Tell us what your business needs

Five questions. About a minute. No credit check.

Your details will be passed to a commercial finance broker, who will contact you about your enquiry. Nobody else receives them. Sending this is an enquiry, not an application, and it runs no credit check.

On 12 July 2026 the government announced a significant expansion of the British Business Bank's Growth Guarantee Scheme, raising the maximum term and lifting the turnover ceiling for the businesses that can use it. cost/quote takes your enquiry and introduces your business to a finance partner who can talk it through.

70%
government guarantee, given to the lender
£2m
maximum facility per business group
10 yrs
maximum term, up from 6
£54m
turnover ceiling, up from £45m

What changed

  • £6.5bn of additional lending capacity over four years.
  • Terms of up to ten years on term loans and asset finance.
  • The turnover ceiling rises from £45m to £54m.
  • An estimated 33,000 more businesses supported.
A joiner standing at her workbench in a small brick workshop, timber offcuts and hand tools around her.

How it works

  1. Step 1

    Tell us what you need.

    Five questions about your business and the rough amount you are after. About a minute.

  2. Step 2

    We review it and match you to a finance partner.

    A person reads every enquiry. We pass it to the partner best placed to help.

  3. Step 3

    They contact you to talk it through.

    The conversation covers turnover, trading history and what the money is for. Nothing is applied for until you say so.

The honest bit

cost/quote is a comparison service. It is not a lender and it does not provide finance.

Facilities are provided by British Business Bank accredited lenders at their own discretion, subject to their own credit and fraud checks. Nobody can confirm in advance whether a particular business will be approved.

The scheme gives the lender a 70% government-backed guarantee. The borrower always remains 100% liable for the debt.

The expansion announced in July is being introduced by lenders over the coming weeks. The scheme is open now under its current terms.

cost/quote is free for the business. It is paid a commission by the finance partner, and that never affects what the customer pays.

Full details of the scheme, including which lenders are accredited, are published by the British Business Bank.