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GOVERNMENT-BACKED LENDING

Government-backed business funding through the Growth Guarantee Scheme

The Growth Guarantee Scheme is administered by the British Business Bank on behalf of the Secretary of State for Business and Trade.

Tell us what your business needs

Seven questions. About a minute. No credit check.

A rough figure is fine.

Your details will be passed to a commercial finance broker, who will contact you about your enquiry. Nobody else receives them. Sending this is an enquiry, not an application, and it runs no credit check.

The Growth Guarantee Scheme gives lenders a 70% government guarantee, which is what lets them say yes to viable businesses they would otherwise turn down. You still owe the full amount. cost/quote takes your enquiry and introduces your business to a finance specialist who can talk it through.

70%
government guarantee, given to the lender, not the borrower
£2m
facilities generally available up to this amount
100%
of the debt stays the borrower’s responsibility
2030
the scheme runs until 31 March 2030

What the scheme actually does

  • Term loans, overdrafts, asset finance and invoice finance.
  • Delivered only through British Business Bank accredited lenders.
  • The guarantee covers the lender’s exposure. You remain liable for 100% of what you borrow.
  • Eligibility and every lending decision sit with the lender, not with us.
A joiner standing at her workbench in a small brick workshop, timber offcuts and hand tools around her.

How it works

  1. Step 1

    Tell us what you need.

    Five questions about your business and the rough amount you are after. About a minute.

  2. Step 2

    We review it and match you to a finance partner.

    A person reads every enquiry. We pass it to the partner best placed to help.

  3. Step 3

    They contact you to talk it through.

    The conversation covers turnover, trading history and what the money is for. Nothing is applied for until you say so.

The honest bit

cost/quote is a broker and introducer. It is not a lender, it does not provide finance, and it is not accredited by the British Business Bank or affiliated with any government department.

Facilities are provided by British Business Bank accredited lenders at their own discretion, subject to their own credit and fraud checks. Nobody can confirm in advance whether a particular business will be approved.

The scheme gives the lender a 70% government-backed guarantee. The borrower always remains 100% liable for the debt. It is not insurance for your business and it does not reduce what you owe.

cost/quote is free for the business. It is paid a referral fee by the finance partner out of their own pricing, and that never affects what the customer pays.

You can also approach an accredited lender directly. See the accredited lender list on the British Business Bank website.

The Growth Guarantee Scheme is administered by the British Business Bank on behalf of the Secretary of State for Business and Trade and is delivered only through accredited lenders. cost/quote and Go Convert Solutions Ltd are not accredited lenders and are not affiliated with, endorsed by or acting on behalf of the British Business Bank or any government department. The 70% guarantee is given to the lender, not to the borrower. You remain liable for 100% of any facility. Eligibility and lending decisions are made solely by the lender.

cost/quote is a trading style of Go Convert Solutions Ltd, registered in England and Wales, company number 12737198. Registered office: Lister House, Lister Hill, Horsforth, Leeds, LS18 5AZ. Registered with the ICO, reference ZA774715. Go Convert Solutions Ltd is a broker, not a lender. We do not provide finance, make lending decisions or set rates. All finance is subject to status and the lender’s assessment.