UK business banking

Is your account quietly overcharging you?

Tell us how you trade and a banking specialist comes back with accounts that fit. Two minutes.

A business owner checking her business account on a laptop at her workbench
  • One enquiry, one specialist partner, and we tell you which one
  • We do not sell your details
  • Free to use. The partner pays us a referral fee, not you

How do you take payment?

How do you keep the books?

Trading for?

This form runs no credit check.

Your enquiry comes to cost/quote. If we pass it to a partner who can help, we tell you which one. We do not sell your details.

How we use your data →

How we’re paidCostQuote is free to use and is not a bank. If you choose to continue with a banking partner, we may receive a referral fee or commission. This does not change your account fees, and it is not a guarantee of acceptance.

The walkthrough

What the specialist looks at.

No tables, no rankings. A specialist goes through these with you, then comes back with accounts that fit how you trade.

01
Account fees and transaction charges

What the account costs to run each month, and what you pay on payments in and out, cash over the counter and card takings.

02
How you take payments

Card, cash, invoices or online. The right account depends on the mix, so the specialist starts there.

03
The integrations you rely on

Whether the account feeds your bookkeeping without manual exports, and what else it needs to talk to.

04
FSCS protection where it matters

Whether protection applies to the money you hold, and what it covers. The specialist walks you through it before you commit to anything.

One partner, named. We pass your enquiry to one partner, and we tell you which one. We do not sell your details.

A business owner at her desk reviewing her accounts on a laptop.

Why a specialist

Business accounts are priced on how you trade. Cash over the counter, card takings, invoices in and out. A specialist starts with that pattern, not with a product.

End to end

What happens next.

From enquiry to account

Timings depend on the provider
Step 1
1

Tell us how you trade

A few questions about takings, bookkeeping and trading history.

Step 2
2

The specialist comes back

Your enquiry goes to one partner, who talks you through accounts that fit.

Step 3
3

Open at your pace

If you switch, timings depend on the provider. The specialist tells you what to expect.

Start your enquiry

Your enquiry comes to cost/quote. If we pass it to a partner who can help, we tell you which one. We do not sell your details. How we use your data

Straight answers

Quick answers.

Is this free to use?

Free to use. If you open an account through the partner we introduce you to, they pay us a referral fee. It does not change what you pay.

Do you run a credit check?

This form runs no credit check. If you go on to open an account, the provider runs its own checks and tells you before it does.

Who sees my details?

We pass your enquiry to one partner, and we tell you which one. We do not sell your details.

Is my money protected?

Protection depends on the provider and the type of account. It is one of the things the specialist walks through with you before you commit to anything.

How long does switching take?

It depends on the provider. Many UK current accounts support the Current Account Switch Service, and the specialist will tell you what applies to the account you choose.

Do you cover sole traders?

Yes. Sole traders and limited companies can both send an enquiry. Tell the specialist how you are set up and they will factor it in.

Start your enquiry