UK BUSINESS FINANCE

Stop applying to lenders one at a time.

One form, two minutes. We put you in front of a finance specialist who works the whole market, including the government-backed Growth Guarantee Scheme. Free to use. The lender pays us, never you.

A UK bakery owner reviewing paperwork on a tablet at the counter
  • One enquiry instead of eight applications
  • This form does not touch your credit file
  • Free to use. Paid by the lender you choose

What does the business need?

Takes about two minutes. No obligation. This form runs no credit check.

What's it for?

Trading for?

What sort of business is it?

Takes about two minutes. No obligation. This form runs no credit check.

Your enquiry goes to one finance partner, chosen to suit what you need. We will tell you which one. We do not sell your details.

How we use your data →

We are not the lender.

cost/quote takes your enquiry and passes it to one finance specialist who covers the whole UK lending market. They come back with what is realistically available for a business like yours. We do not lend, we do not decide who gets funded and we do not set rates. That is the lender's job, and it stays the lender's job.

What happens after you submit.

  1. 1

    Your enquiry goes to one finance specialist. Not a list, not an auction, one firm.

  2. 2

    They contact you, usually the same working day, to understand what the business needs.

  3. 3

    If they can help, they approach lenders on your behalf and come back with what is available.

  4. 4

    If a lender approves you, funds typically land within a week of the full application. Approval is never guaranteed and depends entirely on the lender's assessment.

Free for you. Paid by the lender.

If you go ahead with finance through the partner we match you with, they pay us a referral fee. That fee is part of the lender's own pricing and is never added to your cost of borrowing. If you do not go ahead, nobody pays anybody. We will never ask you for a fee.

Where your details go.

When you submit this form, your enquiry goes to one of our finance partners: Funding Links Limited, Aurora Capital (Timali Ltd) or Optimal Finance Limited. We choose which one based on what you have told us about the business and the type of finance you need. That partner will contact you directly, and from that point they are responsible for your information under their own privacy notice. We do not send your enquiry to anyone else, and we do not sell your details to a list of buyers.

Straight answers

Quick answers.

Does this affect my credit score?

No. This form runs no credit check of any kind. If you go on to make a formal application with a lender, they will run their own checks, and they will tell you before they do.

Who actually gets my details?

When you submit this form, your enquiry goes to one of our finance partners: Funding Links Limited, Aurora Capital (Timali Ltd) or Optimal Finance Limited. We choose which one based on what you have told us about the business and the type of finance you need. That partner will contact you directly, and from that point they are responsible for your information under their own privacy notice. We do not send your enquiry to anyone else, and we do not sell your details to a list of buyers.

What does it cost me?

Nothing. If you take out finance through the partner we match you with, they pay us a referral fee out of their own pricing. It does not change what you pay.

How quickly can I get funded?

That depends on the lender, the product and your business. Working capital facilities can move in a few days. Asset finance and larger term loans usually take longer. Nobody can promise you a timeline before a lender has looked at your business, and anyone who does is guessing.

What if I get declined?

It happens, and it is usually about trading history, sector or the director's credit file rather than the business itself. A specialist will tell you what is causing it and whether a government-backed facility under the Growth Guarantee Scheme changes the picture.

Are you a lender?

No. cost/quote is a trading style of Go Convert Solutions Ltd, and Go Convert Solutions Ltd is a broker, not a lender.

cost/quote is a trading style of Go Convert Solutions Ltd, registered in England and Wales, company number 12737198. Registered office: Lister House, Lister Hill, Horsforth, Leeds, LS18 5AZ. Registered with the ICO, reference ZA774715. Go Convert Solutions Ltd is a broker, not a lender. We do not provide finance, make lending decisions or set rates. All finance is subject to status and the lender’s assessment.